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Property and Casualty Exam Prep Arkansas Health Insurance Final Complete Exam 2024
Property and Casualty Exam Prep Arkansas Health Insurance Final Complete Exam 2024 The minimum amounts of auto liability required in AR is? - CORRECT ANSWER25,000PP, 50,000 per accident, 25,000 PD The minimum amount of Uninsured Motorist coverage required in AR is? - CORRECT ANSWER-25,000PP, 50,000 per accident The common Policy declaration of the commercial package policy would provide what information? - CORRECT ANSWER-Insureds Business Description How does the dwelling policy pro...
- Exam (elaborations)
- • 10 pages •
Property and Casualty Exam Prep Arkansas Health Insurance Final Complete Exam 2024 The minimum amounts of auto liability required in AR is? - CORRECT ANSWER25,000PP, 50,000 per accident, 25,000 PD The minimum amount of Uninsured Motorist coverage required in AR is? - CORRECT ANSWER-25,000PP, 50,000 per accident The common Policy declaration of the commercial package policy would provide what information? - CORRECT ANSWER-Insureds Business Description How does the dwelling policy pro...
Insurance Licensing Chapter 15: Arkansas State Law Exam 2024
Insurance Licensing Chapter 15: Arkansas State Law Exam 2024 The Commissioner of insurance has all of the following duties and powers, except: a. The insurance Commissioner may update the insurance code (law) as needed b. The Commissioner regulates premium rates c. The Commissioner may institute court proceedings to enforce the Insurance Code d. The Commissioner has the authority to make necessary rules and regulations - CORRECT ANSWER-a. The insurance Commissioner may update the insuran...
- Exam (elaborations)
- • 10 pages •
Insurance Licensing Chapter 15: Arkansas State Law Exam 2024 The Commissioner of insurance has all of the following duties and powers, except: a. The insurance Commissioner may update the insurance code (law) as needed b. The Commissioner regulates premium rates c. The Commissioner may institute court proceedings to enforce the Insurance Code d. The Commissioner has the authority to make necessary rules and regulations - CORRECT ANSWER-a. The insurance Commissioner may update the insuran...
Arkansas Health Insurance Adjuster Practice Test Exam Questions with Verified Answers
Arkansas Health Insurance Adjuster Practice Test Exam Questions with Verified Answers Herb owns a processing plant outside of town that services all the local farmers. He's been using over-the-road transportation but wants to streamline his business by using the railroads. He contacts ABC Railway Transport and the two come to an agreement: ABC Railway will run a sidetrack onto Herb's business premises, if Herb agrees not to hold ABC Railway responsible for certain liabilities that...
- Exam (elaborations)
- • 45 pages •
Arkansas Health Insurance Adjuster Practice Test Exam Questions with Verified Answers Herb owns a processing plant outside of town that services all the local farmers. He's been using over-the-road transportation but wants to streamline his business by using the railroads. He contacts ABC Railway Transport and the two come to an agreement: ABC Railway will run a sidetrack onto Herb's business premises, if Herb agrees not to hold ABC Railway responsible for certain liabilities that...
Arkansas Health Insurance Property & Casualty Practice Exam 2024
Arkansas Health Insurance Property & Casualty Practice Exam 2024 Pay the claims covered under the policy. - CORRECT ANSWER-A primary obligation of an insurance company is to: Accumulating Risk - CORRECT ANSWER-Which of the following is not a reaction to risk? An increase in the possibility that a loss may occur. - CORRECT ANSWER-Which of the following describes a hazard? Requiring the policyholder to carry insurance to value. - CORRECT ANSWER-Which of the following best meets the t...
- Exam (elaborations)
- • 8 pages •
Arkansas Health Insurance Property & Casualty Practice Exam 2024 Pay the claims covered under the policy. - CORRECT ANSWER-A primary obligation of an insurance company is to: Accumulating Risk - CORRECT ANSWER-Which of the following is not a reaction to risk? An increase in the possibility that a loss may occur. - CORRECT ANSWER-Which of the following describes a hazard? Requiring the policyholder to carry insurance to value. - CORRECT ANSWER-Which of the following best meets the t...
Property and Casualty License in Arkansas Health Insurance Company :Complete Exam 2024
Property and Casualty License in Arkansas Health Insurance Company :Complete Exam 2024 What is Insurance? - CORRECT ANSWER-Transfers the risk of loss from individual to insurance co. What is Risk? - CORRECT ANSWER-Chance of loss occuring What are 3 types of Hazzards? - CORRECT ANSWER-Physical, Moral, Morale What is a Peril? - CORRECT ANSWER-Causes of loss insured against What does Indemnify mean? - CORRECT ANSWER-Right for Reimbursement but only to the extent of the loss. Cannot gain...
- Exam (elaborations)
- • 18 pages •
Property and Casualty License in Arkansas Health Insurance Company :Complete Exam 2024 What is Insurance? - CORRECT ANSWER-Transfers the risk of loss from individual to insurance co. What is Risk? - CORRECT ANSWER-Chance of loss occuring What are 3 types of Hazzards? - CORRECT ANSWER-Physical, Moral, Morale What is a Peril? - CORRECT ANSWER-Causes of loss insured against What does Indemnify mean? - CORRECT ANSWER-Right for Reimbursement but only to the extent of the loss. Cannot gain...
Arkansas Health insurance exam Study Questions and Answers 2024 100% Correct
Arkansas Health insurance exam Study Questions and Answers 2024 100% Correct If an agent makes a correction on the application for health insurance, who must initial the correct answer? - CORRECT ANSWER-The applicant What is the term used for a written request for an insurer to issue an insurance contract based on the provided information? - CORRECT ANSWER-Application What information are the members of the Medical Information Bureau required to report? - CORRECT ANSWER-Adverse medi...
- Exam (elaborations)
- • 9 pages •
Arkansas Health insurance exam Study Questions and Answers 2024 100% Correct If an agent makes a correction on the application for health insurance, who must initial the correct answer? - CORRECT ANSWER-The applicant What is the term used for a written request for an insurer to issue an insurance contract based on the provided information? - CORRECT ANSWER-Application What information are the members of the Medical Information Bureau required to report? - CORRECT ANSWER-Adverse medi...
Chapter Exam - Arkansas Health Insurance Laws and Rules Exam 2024
Chapter Exam - Arkansas Health Insurance Laws and Rules Exam 2024 Greg had recently been terminated from his job that covered him for group life insurance. How long does he have to convert his coverage to an individual policy without needing to prove insurability? - CORRECT ANSWER-31 days All insurers must be members of what organization, as a condition of their authority to transact insurance in Arkansas - CORRECT ANSWER-Arkansas life and disability insurance guaranty association A...
- Exam (elaborations)
- • 5 pages •
Chapter Exam - Arkansas Health Insurance Laws and Rules Exam 2024 Greg had recently been terminated from his job that covered him for group life insurance. How long does he have to convert his coverage to an individual policy without needing to prove insurability? - CORRECT ANSWER-31 days All insurers must be members of what organization, as a condition of their authority to transact insurance in Arkansas - CORRECT ANSWER-Arkansas life and disability insurance guaranty association A...
Arkansas Health Insurance Study Questions and Answers Latest 2024
Arkansas Health Insurance Study Questions and Answers Latest 2024 At what point must a life insurance applicant be informed of their right that fall under the Fair Credit Reporting Act? - CORRECT ANSWER-upon completion of the application Who elects the governing body of a mutual insurance company? - CORRECT ANSWER-policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - CORRECT ANSWER-Fair Credit Reporting ...
- Exam (elaborations)
- • 12 pages •
Arkansas Health Insurance Study Questions and Answers Latest 2024 At what point must a life insurance applicant be informed of their right that fall under the Fair Credit Reporting Act? - CORRECT ANSWER-upon completion of the application Who elects the governing body of a mutual insurance company? - CORRECT ANSWER-policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - CORRECT ANSWER-Fair Credit Reporting ...
Arkansas Health Insurance Exam Q&A 2024 Verified
Arkansas Health Insurance Exam Q&A 2024 Verified In order for a contract to be valid, it must: - CORRECT ANSWER-Contain an offer & acceptance When does a nondisabled person first qualify for a Medicare Supplement Policy? - CORRECT ANSWER-Age 65 A life insurance company has transferred some of its risk to another insurer. The insurer assuming the risk is called the: - CORRECT ANSWER-Reinsurer A common exclusion with vision plans is: - CORRECT ANSWER-Lasik Surgery What are applicants st...
- Exam (elaborations)
- • 17 pages •
Arkansas Health Insurance Exam Q&A 2024 Verified In order for a contract to be valid, it must: - CORRECT ANSWER-Contain an offer & acceptance When does a nondisabled person first qualify for a Medicare Supplement Policy? - CORRECT ANSWER-Age 65 A life insurance company has transferred some of its risk to another insurer. The insurer assuming the risk is called the: - CORRECT ANSWER-Reinsurer A common exclusion with vision plans is: - CORRECT ANSWER-Lasik Surgery What are applicants st...
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